Credit Policy and Portfolio Manager - Retail Risk - Hồ Chí Minh
VPBank - Https://tuyendung.vpbank.com.vn/
Khối Quản Trị Nguồn Nhân Lực - 89 Láng Hạ, Quận Đống Đa, Hà Nội
Hết hạn
Xóa tin
Chi tiết tuyển dụng
Mức lương:
Thỏa thuận
Khu vực:
Hồ Chí Minh
Chức vụ:
Nhân viên
Hình thức làm việc:
Toàn thời gian
Lĩnh vực:
Khác
Mô tả công việc
1. JOB PURPOSE: To develop and maintain strong structured retail risk management methodology that covers all processes of credit initiation and portfolio management from top policy level to operation manuals and supports achieving both risk and business targets.
2. MAJOR ACTIVITIES:
-
Develop, implement, and monitor credit policies and manuals for underwriting processes for both secured and unsecured products
- Participate in new retail product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
- Working in close cooperation with analytical team to monitor portfolio quality and analyze credit performance and operational performance to identify problem and potential improvements, propose and take corrective actions.
- Collaborate with risk strategy management team to ensure Straight through Processes, mitigate operational risk and reduce cost. Initiate and control changes in IT systems accordingly.
- Ensure compliance of underwriting manual with Bank’s internal and regulatory standards
- Prepare risk related presentations and materials for high level committees and working groups.
3. BENEFITS AND ALLOWANCES:
- 14 -16 days of annual leave; Holidays/ New Year according to regulations
- Regulations on allowances: Social insurance, health insurance, unemployment insurance according to regulations, annual health check,…
- VPBank Care health insurance (accident insurance 24/7, BaoViet health insurance, whole body insurance)
- Attractive and competitive salary in banking and financial services: Negotiable salary in accordance with capacity; 13th month salary + Year-end bonus.
- Employees of VPBank Account Account, free goods and services
- Dynamic working environment, promotion opportunities, skills training courses, professional expertise, specialized knowledge.
2. MAJOR ACTIVITIES:
-
Develop, implement, and monitor credit policies and manuals for underwriting processes for both secured and unsecured products
- Participate in new retail product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
- Working in close cooperation with analytical team to monitor portfolio quality and analyze credit performance and operational performance to identify problem and potential improvements, propose and take corrective actions.
- Collaborate with risk strategy management team to ensure Straight through Processes, mitigate operational risk and reduce cost. Initiate and control changes in IT systems accordingly.
- Ensure compliance of underwriting manual with Bank’s internal and regulatory standards
- Prepare risk related presentations and materials for high level committees and working groups.
3. BENEFITS AND ALLOWANCES:
- 14 -16 days of annual leave; Holidays/ New Year according to regulations
- Regulations on allowances: Social insurance, health insurance, unemployment insurance according to regulations, annual health check,…
- VPBank Care health insurance (accident insurance 24/7, BaoViet health insurance, whole body insurance)
- Attractive and competitive salary in banking and financial services: Negotiable salary in accordance with capacity; 13th month salary + Year-end bonus.
- Employees of VPBank Account Account, free goods and services
- Dynamic working environment, promotion opportunities, skills training courses, professional expertise, specialized knowledge.
Quyền lợi được hưởng
Thu nhập hấp dẫn, lương thưởng cạnh tranh theo năng lực
,#Thưởng các Ngày lễ, Tết (theo chính sách ngân hàng từng thời kỳ)
,#Được vay ưu đãi theo chính sách ngân hàng từng thời kỳ
,#Thưởng các Ngày lễ, Tết (theo chính sách ngân hàng từng thời kỳ)
,#Được vay ưu đãi theo chính sách ngân hàng từng thời kỳ
Yêu cầu kỹ năng
Credit Policy, Finance, Portfolio Management, Retail Product Development, Banking
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