[ Long An ] Chuyên Viên Quan Hệ Khách Hàng Cá Nhân - Retail Relationship Manager

• Manage sales activities targeting Home Loan, Car Loan, Unsecured Loan products for individual & tiny SME customers in order to fulfill business objectives of yourself and your team.
• Explore, build up and maintain network relationships with target customers.
• Maintain relationships with assigned existing customers.
• Set up sales plan to originate new loan deals and implement the plan effectively.
• Prepare credit applications and other related documents that will be accelerated to appropriate credit approval discretion holder for final decision.
• Identify customer needs, provide information on bank products and services and make financial solution package proposals to capitalize on the business referral opportunities (deposit, card, e-banking...).
• Maintain and follow up loan records and overdue records, implement collection procedures and propose changes as needed to reduce bad debts.
• Manage documents, information, and financial transactions in an organized, efficient, and secure manner.
• Meet and exceed bank service standards while complying with bank’s credit policies and standards, local laws and regulations regarding approval, reporting, and documentation.
• Work with other team members and internal stakeholders to complete daily tasks while demonstrating respect and professionalism, being, and supporting management as needed.

Incentive bonus
,#Insurance
Health checkup
,#Annual Leave
,#Training & Development
,#Travel opportunities
,#Sport Club
,#Allowances
Uniform
Salary review

Credit Assessment, Financial Analysis, Home Loan Sales, Negotiation Skills, Lending Regulations